Long-Term Care Planning

Many of our maturing clients have spent a lifetime saving and building wealth, with the intent to pass it on to their chosen beneficiary or beneficiaries. Atty. Farrissey, as a Member of the Massachusetts Chapter of the National Association of Elder Law Attorneys (NAELA), and Atty. Grochmal can help to protect those hard-earned assets in the event nursing home care becomes necessary.

If you have purchased long-term-care insurance, that insurance may be able to pay some or all of the nursing home expenses. For those people who have not purchased long-term-care insurance, either you pay for the nursing home care, or the government pays. Medicare may pay if the services are rehabilitative, but the primary program is Medicaid.

In Massachusetts, Medicaid is known as MassHealth. It is the program that deals with the payment to nursing homes for individuals who have exhausted their own resources. Our goal is to preserve the assets, in advance, so they will not be quickly exhausted by nursing home expenses.

If you take the time to plan far enough ahead, Atty. Farrissey and Atty. Grochmal can help protect significant assets from being exhausted on nursing home expenses. We also help to prevent the assets from being exposed to recovery if a MassHealth Lien is filed.

Although the changes to the MassHealth laws have made it harder and harder to preserve assets, we encourage you not to delay any longer. Even if you find yourself in a crisis situation (a spouse or loved one needs nursing home care now or in the very near future) we can still provide advice and guidance concerning the protection assets, and we can assist in the MassHealth application process.